How many payment options should a Kenyan business offer? A year ago the answer was easy: mobile money, maybe cash, maybe a card machine. This year the checkout keeps growing. Safaricom launched Tap to Pay in August, and Airtel Money has confirmed an international virtual card for Kenya. More ways to pay is good news
Your Customers Want Choice. Your Finance Team Wants Simplicity. Read More »
For years, many people assumed that as payments went digital, the physical payment terminal would fade away. Instead, it is evolving. This month, Safaricom and Pesapal began rolling out tap-to-pay and dynamic QR codes on Pesapal’s POS devices, so customers can pay by tapping an NFC-enabled phone or scanning a code on the terminal. It
The POS Isn’t Dead. It’s Getting Smarter. Read More »
This week, the National Treasury and the Central Bank of Kenya opened public participation on what could become the biggest overhaul of Kenya’s payments law in over a decade.The Draft National Payment System Policy and the accompanying National Payment System Bill, 2026 are designed to replace the existing National Payment System Act entirely, and if
Kenya’s New Payment System Bill 2026: What It Means for Businesses Read More »
Every Kenyan business owner has heard it. A customer picks up their order, pats their pocket, and says it. “Niko na deni kidogo, nitakutumia baadaye.” Nobody writes it down properly. Nobody sends a formal invoice. It just becomes another entry in a mental ledger that lives somewhere between your memory and a half-updated notebook under
“Let Me Send It Later”: A Quiet Way Your Business Loses Money Read More »
Not about your books. Not about your inventory. About payments, and how fast the ground under them is shiftingin Kenya right now.If you run a business here and haven’t checked in on what’s changing in how money moves, you’re already behind.Here’s what happened just in the last two weeks alone. The Central Bank just made
Business Owners, Sit Down. We Need to Talk. Read More »
Africa has the trade agreement. What it has lacked, until recently, is the plumbing to move money as freely as the agreement moves goods. The African Continental Free Trade Area (AfCFTA) links 54 of Africa’s 55 nations into a single market of roughly 1.4 billion people and a combined GDP of about $3.4 trillion, making
How Payment Innovation Will Power Africa’s $3.4 Trillion Free Trade Market Read More »
For many businesses in Kenya, making a sale is only the beginning. The real challenge comes afterward, when finance teams spend weeks or months chasing payments that are long overdue. Countless reminder calls, scattered spreadsheets, and manual bank reconciliations eat up hours every single week. This isn’t a back office inconvenience anymore. It’s one of
Late Payments in Kenya: Why Businesses Can No Longer Afford Manual Payment Collections Read More »
Digital assets are no longer a fringe topic reserved for technology enthusiasts and cryptocurrency investors. They are steadily becoming part of mainstream financial conversations, prompting finance leaders to evaluate how these emerging technologies could impact treasury operations, cash flow management, and cross-border payments. For Chief Financial Officers, the conversation is shifting away from speculation and
What CFOs Need to Know About Digital Assets Read More »
Is crypto finally ready for real business use, especially in payments and collections? For years, crypto has been associated with speculation. But today, the conversation is shifting from trading to real-world utility, particularly in how businesses manage cross-border payments, collections, and liquidity. Despite advances in fintech, the fundamentals of payments, especially across borders, remain inefficient.
Crypto for Payments & Collections: Opportunity or Overhyped? Read More »